Secondary Insurance

Secondary Insurance is an additional health insurance policy that provides coverage for healthcare costs not fully paid by a patient’s primary insurance. When a patient has more than one insurance plan, the primary insurance pays first, covering its share of the healthcare costs. The secondary insurance then steps in to cover some or all of the remaining out-of-pocket expenses, such as co-payments, co-insurance, and deductibles.

This type of insurance can significantly reduce a patient’s financial burden by covering costs that the primary insurance does not fully reimburse. Secondary insurance is especially useful for individuals with high healthcare expenses or those seeking extra coverage for services not included in their primary insurance plan. It can also provide additional benefits, such as coverage for specific treatments or extended care, enhancing overall financial protection and access to necessary healthcare services.